Happy New Year From HIA!

Welcome back to the Heuer Insurance Blog.  By now I
hope you are well fed, received all the gifts you wanted, have few or none to
return, and look forward to a new year as much as we
are!    The holidays were great, seeing family was fabulous, and
most of us survived the holiday season no worse for the wear, but now it’s time
to get back to normal, and the purpose of this month’s blog is on how to
protect yourself from an untimely lawsuit and its consequences.


Many of my clients at HIA have realized the value, and since
purchased a Personal Umbrella Policy. (PUP) These incredibly important
insurance policies are one of the easiest to buy, and a very affordable
rate…almost always just a couple of hundred dollars.  If you are one of
the few that haven’t purchased this important coverage, let me give you a
couple of examples of where we have seen PUP coverage come into play….


a)       An insured bicyclist collided on a hill with another bicyclist and both were
injured seriously resulting in a covered payment of $200.000

b)      An insured customer lost control of their vehicle and caused TWO fatalities
resulting in a payment of $1,000,000

c)       A swing set broke at a party for kids and injured a guest resulting in a payment
of $1,000,000

d)      An insured customer was involved in an auto accident that paralyzed a passenger
resulting  in a payment of $1,000,000


For as little as $10 per month, you can gain extended
liability coverage to protect yourself and your family.  An Umbrella
policy (PUP) is a smart and cost effective way to protect your home,
automobile, assets and future earnings…..think about it!


Please call me personally, or any one of our agents at Heuer
Insurance Agency and they can tell you exactly what a PUP would cost you!


Happy New Year