3 Common Myths about How Buying A Home Affects Your Taxes

When people think about the American dream, owning a home is often the first thing that comes to mind. Not only does home ownership provide you with shelter and a place for friends and family to gather, but buying a home can also be a really great long term investment.

Along with all the real benefits of buying a home, a few myths have sprung up, and many of those myths have to do with taxes. Here are 3 common homeowner tax myths that are important to clarify before you purchase your first home.

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Factors that Raise Home Insurance

Many people don’t realize that they are paying more for home insurance because of the things that they own. [MS1] Here are a few of the factors that go into raising the cost of your insurance.

Dangerous Dogs

Sometimes a dog’s reputation precedes it, and not in a good way. Smaller dogs are harmless, but larger dogs, especially those with a history of violence, are almost guaranteed to raise your premium. In case your dog does actually attack someone, they will be covered under the homeowners-insurance liability claims.

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The Most Common Causes of Car Accidents

Our cars are our BFFs.  But when accidents happen, sometimes we turn on them, blaming them for accidents that are really our fault.  To keep you and your mechanical best friend safe, learn about 5 of the most common causes of car accidents and how to avoid them!

Distracted Driving

Distractions come from everywhere: rubbernecking (slowing to gawk at another car), cell phones, passengers, the radio, eating, etc.

And how do you avoid it – STOP IT.  Get a little self-control and don’t allow anything to distract you from the road.  If you absolutely must do something, pull over or ask a passenger to do it for you.

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Flood Insurance to Rise in Reno, Sparks

It may come as a surprise to some, but the residents of Washoe County, Nevada, and especially those who live in the Reno-Sparks area, know that they live in an area that is prone to severe flooding.  In fact, the Reno-Sparks area has experienced a major flood at least once per decade ever since the 1950’s.

The worst of these floods happened on New Year’s Day in 1997, which wreaked havoc in six total Nevada counties and racked up $1 billion dollars in damages, over $700 million of which was drained from Washoe County. As Sparks city spokesman Adam Mayberry put it, “the 100 year flood seems to come around every 10 years.”

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