What Is Vacant Home Insurance and Do I Need It?

If you own a second home that you leave vacant anywhere from 3 to 36 months, it is recommended that you invest in vacant home insurance in order to keep an eye on it. Here are a few reasons why this type of insurance would help you.

What is it?

Vacant home insurance protects your home financially if it is vandalized while you’re away. There comes a point in a child’s life when they are no longer afraid of abandoned homes, as if they’re haunted. These rambunctious youth are the most common offender of vandalism, but animals, weather, and burglars are also a threat. Even if you have neighbors checking in on your house every now and then, that doesn’t give you the financial protection you need in case of a break-in.

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Do All Renters Need Insurance?

Yes. The answer to that question is simply yes, all renters need insurance.  It is such a simple and inexpensive purchase for a family or individual but with it comes the ability to secure their possessions and protect themselves from massive financial loss.

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6 DIY Home Security Tips

If you don’t want to spend an arm and a leg purchasing one of those home security systems that college kids spend their summers trying to sell, you’re in luck! There are plenty of easy, inexpensive DIY home security measures that work nearly as well as any fancy security system.

Strategic Gardening

Surprisingly, one of the best ways to deter a thief from targeting your house is to keep up your yard. Thieves don’t like breaking into exposed doors and windows. So, by keeping tall or bushy plants away from your doors and windows, you discourage break-ins.

Also, if you plant roses beneath first-floor windows, thieves may think twice about climbing through your thorn-guarded windows.

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Good morning everyone!  I wanted to alert you to a very timely concern
the Insurance Industry has seen recently that is nothing short of awful, and is
easily preventable.  In fact ABC News just ran a similar story in the last
couple of weeks on GMA, and it has to do with people getting electrocuted in
their HOME swimming pool! Read more