Most Common Summer Insurance Claims

Summertime is full of fun, exciting adventures.  But a lot of the time, that excitement comes with a lot of extra risk.

More than any other season, summer draws in the most insurance claims by vacationers, travelers, and thrill-seekers.  Check out this list of the most common summer claims, and prepare yourself so that you don’t have to deal with any of them this season!

Broken Windshields

They may seem like a minor annoyance, but broken windshields can very be inconvenient and costly.  During the summer, chips, cracks, and shattered windshields are widespread.  It could be a baseball flying over the fence and smashing into your glass, a rock kicked up on a dirt road while camping, or a loose canoe flying off the top of someone else’s car on the highway.  Make sure you’re covered in any of these circumstances.

Boating Claims

As the temperature rises, so does the activity on the lake.  Boats are crazy fun, but they can also be very dangerous.  Boats collide, run into people on jet-skis, crash into rocks, or run out of gas in the middle of the lake.  Other times, they are damaged in car accidents on the way to/from the lake, or they break down due to negligence during the winter.   If you’ve got a boat – make sure it’s well insured and in tip-top shape before you take it to the lake!

Car Problems

With more free time and a lot more exciting things to do away from home, there tend to be more cars on the road during the summer.  There are a myriad of things that can go wrong:  your car could overheat in the scorching sun, you could blow a tire in the middle of nowhere, you could get stuck on the beach (wheels spinning in the sand), or you could encounter a drunk driver.  Keep your car in good condition and make sure you have the coverage you need to get you out of these scrapes.

Stay Safe This Summer

With the right insurance, you can enjoy the summer to its fullest!  Be careful, be prepared, and get covered by Heuer Insurance today!

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