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THINGS YOUR BURGLAR WON’T TELL YOU. Read all the way to the end. You just might learn something that will save your home from being burglarized.
1. Of course I look familiar. I was here just last week cleaning your carpets, painting your shutters, or delivering your new refrigerator.

2. Hey, thanks for letting me use the bathroom when I was working in your yard last week. While I was in there, I unlatched the back window to make my return a little easier.

3. Love those flowers. That tells me you have taste… and taste means there are nice things inside. Those yard toys your kids leave out always make me wonder what type of gaming system they have.

4. Yes, I really do look for newspapers piled up on the driveway. And I might leave a pizza flyer in your front door to see how long it takes you to remove it..

5. If it snows while you’re out of town, get a neighbor to create car and foot tracks into the house.. Virgin drifts in the driveway are a dead giveaway.

6. If decorative glass is part of your front entrance, don’t let your alarm company install the control pad where I can see if it’s set. That makes it too easy.

7. A good security company alarms the window over the sink. And the windows on the second floor, which often access the master bedroom – and your jewelry. It’s not a bad idea to put motion detectors up there too.

8. It’s raining, you’re fumbling with your umbrella, and you forget to lock your door – understandable. But understand this: I don’t take a day off because of bad weather.

9. I always knock first. If you answer, I’ll ask for directions somewhere or offer to clean your gutters. (Don’t take me up on it.)
10. Do you really think I won’t look in your sock drawer? I always check dresser drawers, the bedside table, and the medicine cabinet.

11. Here’s a helpful hint: I almost never go into kids’ rooms.

12. You’re right: I won’t have enough time to break into that safe where you keep your valuables. But if it’s not bolted down, I’ll take it with me.

13. A loud TV or radio can be a better deterrent than the best alarm system. If you’re reluctant to leave your TV on while you’re out of town, you can buy a $35 device that works on a timer and simulates the flickering glow of a real television. (Find itathttp://www.faketv/.com/)

1. Sometimes, I carry a clipboard. Sometimes, I dress like a lawn guy and carry a rake. I do my best to never, ever look like a crook.

2. The two things I hate most: loud dogs and nosy neighbors.

3. I’ll break a window to get in, even if it makes a little noise. If your neighbor hears one loud sound, he’ll stop what he’s doing and wait to hear it again. If he doesn’t hear it again, he’ll just go back to what he was doing. It’s human nature.

4. I’m not complaining, but why would you pay all that money for a fancy alarm system and leave your house without setting it?

5. I love looking in your windows. I’m looking for signs that you’re home, and for flat screen TVs or gaming systems I’d like. I’ll drive or walk through your neighborhood at night, before you close the blinds, just to pick my targets.

6. Avoid announcing your vacation on your Facebook page. It’s easier than you think to look up your address. Parents: caution your kids about this. You see this every day.

7. To you, leaving that window open just a crack during the day is a way to let in a little fresh air. To me, it’s an invitation.

8. If you don’t answer when I knock, I try the door. Occasionally, I hit the jackpot and walk right in.

What is Covered Under Workers Compensation?

workers insurance

Owning and managing a business is a huge responsibility. Thanks to workers compensation insurance, however, you can rest assured knowing you and your employees are well cared for.


What is Workers Comp?


Workers Compensation Insurance, more simply known as workers comp, is a form of insurance purchased by the business owner or employer to provide coverage of work-related injuries and illnesses sustained while on-the-job. This state-mandated program benefits employees who are hurt or fall sick as a result of the job. Workers comp also prevents employees from suing in the event of a work related injury.


Why Do You Need Workers Comp Insurance?


As an employer, you are legally responsible and liable for all of your employees. If an employee falls ill or is injured as a result of the job, it is your responsibility to provide medical and financial coverage for that individual.


Workers Comp provides a system that benefits both you, as the employer, and your employees. Your workers receive benefits despite who or what is at fault and you are protected from lawsuits and other legal issues surrounding the illness or injury of your employee.


What Does Workers Comp Cover?


As previously mentioned, workers comp covers only work related illnesses or injuries. One common misconception of workers comp is that coverage is only provided if the injury or illness occurs at the workplace. Wrong. As long it is job related, coverage will be provided. Even in situations like:

  • Business travel
  • Work-related errands
  • Attending work-related functions


Coverage is available for injuries and illnesses caused by a sudden accident or injury – like breaking a bone – and injuries that occur over an extended period of time – like carpal tunnel. Workers comp also covers illnesses that result from being exposed to pollution, chemicals, radiation, etc. Problems like heart conditions, lung disease, stress-related issues and more are also covered under workers comp.


Companies with workers comp are able to provide employee benefits like:

  • A steady income while the employee is not working
  • Financing medical expenses like doctor’s visits, surgeries, medication, etc.
  • Vocational rehab like training, education, job replacement assistance and more.


How Can You Get Workers Comp?


Aside from being an absolute necessity, workers comp is also very easy to purchase. First, check out your state’s mandated workers compensation system by visiting the U.S. Department of Labor website. Secondly, contact Heuer Insurance to discuss your options and become enrolled today.