Summer Car Safety Checklist

Is your car ready for summer weather? Although road conditions are usually milder in the summer, it is still important to prepare your vehicle for summer weather. The heat and humidity can still take a toll on your vehicle. Whether you’re getting a tune up after a harsh winter or preparing for a summer road trip, you should check the following things:

1. Check And Change Your Oil

Oil keeps your car’s engine running smoothly. Take your vehicle in for oil changes on schedule, and keep it topped off with fresh oil in the meantime. Checking your oil is simple.

  • Open your car’s hood and secure it.
  • Locate the dipstick.
  • Pull it out and wipe it with a clean cloth.
  • Replace it and pull it out a second time.
  • If the oil looks dirty and gritty, it may be time for an oil change.
  • If the oil looks clean and normal, look at the level. If it is below the fill line, you should add some more.

2. Check Your Tires

Winter roads can be hard on your car, and especially on your tires. Check the tread depth and look for cracks and bulges in the sidewall of your tires. If the tires are too worn out, have them replaced. If they aren’t worn out yet, have them rotated to help them last longer.

3. Have Your Brakes Checked

Brakes are one of the most important safety features on your car. Signs you should replace your brakes include:

  • Your brake pedal feels mushy and unresponsive.
  • You hear grinding noises and scraping sounds when you brake.
  • Your brake pedal is hard and resistant.

If you notice any of these warning signs, take your car to the mechanic.

4. Check The Coolant And Radiator

You need coolant to keep your engine running properly all year round, but it is especially important during the hotter summer weather. Keep coolant levels full and have your radiator flushed every 1-2 years.

Prepare your car for summer weather with the checklist above. For more help taking care of your car, visit Heuer Insurance.

 

 

Why Vacant Home Insurance Is Crucial

vacant home insurance

If you are planning to leave your home vacant for a long period of time, it is crucial that you invest in vacant home insurance. Here’s what you need to know.

When do you need vacant home insurance?

There are many different reasons someone may need to leave a home vacant. Common situations include:

  • The home is being renovated and the owners are living somewhere else during the construction.
  • The home is a second home used during certain times of the year.
  • The home is a rental property and there are no current renters.
  • The home is up for sale and the owners have moved away.
  • The home is vacant while owners are traveling for an extended period of time.

No matter the situation, if your home will be vacant for three months or more, it is important to invest in vacant home insurance.

What risks do vacant homes face?

Vacant homes need extra protection because they face extra risks. Vacant homes are more likely to be the target of thieves, trespassers, and vandals. Vacant homes are also more susceptible to insect infestations, broken or frozen pipes, and other problems that result when a home is unattended. A traditional home insurance policy will not be adequate—be sure to invest in the extra protection that comes with a vacant home insurance policy.

What coverage options are available?

Coverage options will vary from state to state and from company to company, but in most cases vacant home insurance is available for homes that will be empty for 3 to 36 months. In some cases, you may be able to add vacant home coverage to your current home insurance policy. In other cases you’ll need to find separate coverage. Talk to an insurance agent today about finding coverage for your vacant home.

To learn more about your insurance options, visit Heuer Insurance.