If you’ve recently heard the words “you’ve been served,” you more than likely have a lot of questions about what to do next. Here are 5 things you should know about getting sued, to help you prepare for the worst should a lawsuit be filed against you or your company.
- Don’t Admit You’re at Fault
Admitting you are at will fault will only make for a stronger case against you. While you might feel like it’s the right thing to do, you may only be partially at fault— if at all. Regardless of if you are at fault or not, admitting it to the plaintiff makes a big difference in the courtroom.
- Act Quickly, Make Deadlines, and Gather Documentation
One of the worst things you can do is pretend you weren’t ever served. You must act quickly as every lawsuit has strict deadlines, some of which need responses in a matter of days. If you fail to respond or file appropriate documentation before a deadline passes, the consequences can be severe.
Once you’ve addressed all the deadlines, start gathering the appropriate documentation that will be relevant to your case. Any letters, emails, photographs, contracts, invoices, or bills that can be used as evidence should be saved and photocopied.
- Meet with an Attorney
While you need to act quickly and address deadlines, meeting with a reputable lawyer who can guide you will definitely ease some of your stress. Ask family and friends or trusted business associates for good recommendations and do your research. If your case falls under the general liability category, you may not want to hire a divorce lawyer to represent you. And if you don’t have the funds to hire a lawyer outright, discuss possible payment options with several attorneys as they will often work with your situation.
- Explore Settlement, Mediation, and Countersuit Options
Some items that should be up for discussion with your attorney include settlement, formal mediation, or even filing a countersuit (though this option will likely increase tension). Keep in mind that most cases can be settled outside of the courtroom, but it is always wise to explore every option available to you.
- Protect Yourself with General Liability Insurance Beforehand
General liability insurance is a specific insurance that protects you or your business against liability claims for bodily injury and/or property damage. If you are sued and have this type of insurance in place, it will pay for any damages, awards, and often a portion, if not all of, the expenses. General liability insurance limits your risks and typically covers damage to properties, bodily injuries, injury related to advertising, and slander/libel or personal injury cases.
Heuer Insurance specializes in general liability in Reno, Nevada. Give us a call today to consult with an insurance specialist.