A Negative Online Review Can Leave You Vulnerable to Liability

Everyone today is connected in some way to social media.  It can be by Facebook, Yelp, email or other internet outlets.  When you write something you leave your fingerprint for everyone to see.  If you go to a restaurant, dentist, daycare or other business and have a bad experience, you might think of writing a bad review on the company’s Facebook page or Yelp, for example.  If you decide to do this, it is important to exercise caution about how you word your experience as recent cases have shown you can be sued for libel – even if you think the review was justified.  This can be a very frightening situation and how on earth can you afford to pay attorney fees?  What do you do?

If you have the right coverage on your homeowners insurance, you likely have protection for these personal offenses such as libel, slander or defamation of character.  If you receive a lawsuit, you need to contact your homeowners insurance claim’s department right away.  The claims department will defend you and pay for damages up to certain limits on your policy.  If you want to be extra cautious, you can get an umbrella insurance policy that would give you coverage above and beyond your homeowners policy for attorney fees and any damages awarded. It is important to understand your home or renters insurance. I you have questions about one of these policies, feel free to contact a one of our licensed agents to discuss.

Heuer Insurance Agency in Sparks has worked with a variety of clients in the Reno area over the years and we are confident in our ability to meet your personal or business insurance needs. We understand how important an insurance policy can be and we take time to match each of our clients with the perfect insurance policy. Whether you are looking for auto insurancerenters insurancehomeowners insurance, or life insurance we can help you. Not only can we provide you with each of these personal insurance policies, but we can also help you find a general liability policy, workers compensation policy or commercial building insurance policy. Give us a call at 775-358-5554 or visit us.

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