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Office Anniversaries, Client Testimonials, Fire Prevention and More!

Happy Friday to our loyal followers. The Friday before a 3 day weekend is always a busy one so we will make this month’s newsletter short and sweet.
First we want to congratulate Derek Moore on his 1 year anniversary. In today’s economy it’s becoming harder and harder to find new members for the team and we feel we got lucky with Derek. He is doing a great job and we look forward to the future.

I also want to congratulate Michelle on her 18th anniversary… She wouldn’t let me put in a picture, but she cant stop me from congratulating her!!!
We also want to take a second to highlight a couple of our most recent testimonials. We are in the service industry and fully understand consumers have the right to do business with anyone they want. We are fortunate to have such a great client base and one that isn’t afraid to tell us and their friends what a great job we are doing.
“You guys are the very best I’ve ever dealt with” – Kris T
“New to the Nevada area and was shopping for house insurance. I spoke to Dustin Snell, he found the best rates for us and it was such an easy process! I was so happy with his service we switched my son’s auto to him also and will be changing my own auto next. Highly recommend him, he’s the best to deal with and all the services the agency offers” – Lisa C
“I’ve had at least one and often multiple policies with Heuer Insurance since 1980. The reason I come back year after year is because of the customer service. Even if I haven’t called the office in ages, they remember me (or do an amazing job acting like they do) and the staff is so very efficient and cheerful.
I cannot think of another insurance agency — or any other business for that matter — with the same level of expertise and enthusiasm for what they do.” – Susan F
If you’ve had a great experience and would like to let us know, please take a second to leave a testimonial on our website. We love hearing from our clients! https://www.heuerinsurance.com/client-testimonials/
Now for our insurance plug – I think you will find the information useful… By now most of you have seen some of our social media posts about wildfire safety and defensible space. We have written about this same concern for. Those people who have taken our advice seriously and worked hard to improve your homes safety, we can’t thank you enough. This year’s awful fire season will have long lasting affects to our area, including limiting when or where we can target practice or even what the various municipalities will be doing regarding firework displays. Please….do your part to help not only your family but your entire community in keeping fire safety in mind. Our insurance company partners are working hard right alongside us in our attempt to keep our clients safe. We would like to highlight one of them specifically, Safeco Insurance Company. Safeco recently launched the Safeco Wild Fire Defense Program. The Wildfire Defense Program can provide crews to remove overgrown vegetation, fuel tanks or trash from a property. They may also use temporary sprinkler systems or fire engines and, in some situations, will apply fire-blocking gel to protect homes. What a GREAT idea and we thank Safeco Insurance Company for going the extra mile.
We will close by taking the time to thank our beloved Firefighters. We just couldn’t live in our desert environment without the team of firefighters that once again, showed mother nature who’s boss, and kept our community out of danger. We drove out to Pyramid Lake recently and the fire and retardant lines got within feet of homes. NONE of those families would have homes today without the courage, hard work and loyalty of our Firefighters. THANK YOU Firefighters!!!!

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Understanding Auto Insurance Premium Increases

Many of you may have noticed that the auto insurance industry seems to be continually increasing premiums. While Heuer Insurance Agency represents many of the top insurance companies in the country and we can quote you with several companies, the trend for premiums is up. There are many reasons why this is happening and it is important for you to understand.

  • There are more new cars on the market that are expensive to repair.
  • The technology in vehicles today is much more expensive to replace than it used to be.
  • More people are driving. In 2015, miles driven increased 3.5% which is the most annual increase in 25 years.
  • Drivers are increasingly distracted. One out of four car crashes involve cell phone use.
  • Medical payments are increasing due to the complexity of the health insurance industry.
  • Claims severity (payments) overall is increasing.

Is there anything that you can do to control your costs?

Yes, contact us so we can shop for you!

Unfortunately insurance premiums are pooled. The premiums are calculated off of risks and data from other drivers just like you. Age, gender, zip code, vehicle driven and driving history are just some of the factors that determine your premium. Here are some things you can do to ensure you’re getting the best rates.

  • Review your coverage and determine if it is the correct coverage for your current situation
  • Review discounts you may be eligible for with your current carrier
  • If it isn’t already, consider bundling your insurance coverage (home, auto, specialty insurance)

If you have specific questions about your auto insurance coverage, remember to reach out to our agency. As an independent insurance agent, we can review your coverage and ensure you’re current carrier is still the best carrier for your situation.

Heuer Insurance Agency in Sparks has worked with a variety of clients in the Reno area over the years and we are confident in our ability to meet your personal or business insurance needs. We understand how important an insurance policy can be and we take time to match each of our clients with the perfect insurance policy. Whether you are looking for auto insurancerenters insurancehomeowners insurance, or life insurance we can help you. Not only can we provide you with each of these personal insurance policies, but we can also help you find a general liability policy, workers compensation policy or commercial building insurance policy. Give us a call at 775-358-5554 or visit us.

Is Poor Credit Affecting Your Insurance Rates?

We hope you are as ready for Spring as the hard working staff of HIA is! Let’s talk about a couple of issues that are prevalent in the Insurance industry right now. Some of these topics are confusing so if you have any questions on how these topics pertain to you and your family, I invite you to email me or call me at the office. Read more

Beginning a new Year…

Now that the Holidays are behind us, it’s time to get our finances back in order. Your friends and agents at HIA can help you accomplish just that. Call our office for a free review of your account, and let’s see if we can trim any costs for you, or just make sure we have you insured for all the exposures that your family has. When you have time, call us and let’s work together.

I am very proud to announce a promotion within the Agency….. Adam S. Heuer is now officially the 4th generation of Heuer’s to operate this Agency. Adam was recently promoted to Vice President of the Agency and is now one of the owners of HIA! Adam has been with the Agency for over 6 years now, and holds a wide variety of positions here, from Agency management to Commercial Lines sales to Life insurance sales…and he excels in all of them. Congratulations to Adam! Call Adam and wish him congratulations and see what he can do for you and your business.

Now how about that promised Pyramid Lake fishing report?? Well….there is a reason they call it fishing, and not catching! Adam and I have been out to Pyramid many times since the last blog and we don’t have a lot of success stories to tell you. We have fished from the boat several times, with mixed success, and have frozen out on a ladder many many early mornings since the opener. Lots of small fish, and I caught the largest so far at 8 pounds, but nothing to mount on a wall…yet! I still recommend a black wooly bugger up top and a variety of colors for beetles on the bottom. Try your luck, and then email me and let me know what you are having success with. Tight lines and above all, thank you for your business.

LH 8lb Cutthroat

Larry and his 8lb Cutthroat