Affordable Return of Premium Life Insurance for Reno Residents and Beyond

Reno return of premium term life insurance is very similar to term life insurance with one major difference; you get a return on your premiums if the death benefit is not paid out. Return of premium life insurance policies are a great compromise when looking for affordable life insurance that will provide you a return. These policies carry a level premium for a specified period of time, typically 10, 15, 20, 25 or 35 years and if the death benefit is not paid out, the premium you’ve paid will be returned minus a small percentage held throughout the life of the contract.

There are several reasons to carry a return of premium life insurance policy:

  • Form of Disciplined Savings
  • Affordable Coverage with the Chance of a Return on Your Investment
  • High Death Benefit with an Affordable Premium

Although the Reno return of premium life insurance policy is similar to a term life insurance policy, it does carry a slightly higher premium due to the fact that the return of premium policy is going to return your investment. Heuer Insurance Agency represents some of the best return of premium life insurance companies in Nevada.

Heuer Insurance also offers term life insurance, universal life insurance, return of premium life insurance, fixed annuities, key man life insurance, and more – as well as policies for residents of Sparks and all of greater Nevada.


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Since 1929, Heuer Insurance Agency has provided personalized insurance solutions for our families, neighbors and community.  Our vision is to deliver unmatched value and customer service utilizing our generations of experience, technology and resources as an independent insurance agency.