Term Life Insurance for the Reno, NV Area

Reno term life insurance provides coverage at a fixed premium for a specific period of time. After that period of time expires, coverage at the previous premium is no longer guaranteed. The client must either forego coverage or continue coverage at an increasing premium. If the insured dies during the term, the death benefit will be paid to the beneficiary. Offered in Reno, Sparks, and beyond, term life insurance is the least expensive way to purchase a large death benefit for a fairly inexpensive premium.

Reno term life insurance differs from permanent life insurance such as Reno whole life insurance, Reno universal life insurance, and variable universal life, which guarantee coverage at a fixed premium for the lifetime of the covered individual up to the age of 121. In Sparks and Reno, and as a standard across the country, term life insurance is for a specified period of time typically 5, 10, 15, 20, 25, and 30 years.


Reno term life insurance can be used to protect you in the following situations but not limited to:

  • Mortgage Protection
  • Buy/Sell  Situations
  • Business Partnerships

Most consumers will look towards Reno term life insurance policies as a way of saving money while providing a death benefit. This is true in the sense they are cheap life insurance policies, but they are not always your best option. The best way to get the help you need is by working with a Reno term life insurance broker to make sure your assets and loved ones way of life is protected. If you or someone you know is exploring term life insurance in Reno, Sparks, or Nevada then call Heuer Insurance Agency today!

Heuer Insurance also offers term life insurance, universal life insurance, return of premium life insurance, fixed annuities, key man life insurance, and more – as well as policies for residents of Sparks and all of greater Nevada.


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Since 1929, Heuer Insurance Agency has provided personalized insurance solutions for our families, neighbors and community.  Our vision is to deliver unmatched value and customer service utilizing our generations of experience, technology and resources as an independent insurance agency.