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Can My Dog Affect My Home Insurance?

Having a pet is an exciting and important part of many people’s lives, however, there can often be serious repercussions to home insurance costs if you own a “risky” dog.  The experts at Heuer Insurance are here to help you understand the impact of dog ownership on the cost of your home insurance policy.

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Factors that Raise Home Insurance

Many people don’t realize that they are paying more for home insurance because of the things that they own. [MS1] Here are a few of the factors that go into raising the cost of your insurance.

Dangerous Dogs

Sometimes a dog’s reputation precedes it, and not in a good way. Smaller dogs are harmless, but larger dogs, especially those with a history of violence, are almost guaranteed to raise your premium. In case your dog does actually attack someone, they will be covered under the homeowners-insurance liability claims.

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