Does Home Insurance Cover an Earthquake?

Those who are not familiar with the Reno, Nevada area may think that the number one natural disaster facing the homeowners of Reno is drought. But those who live in or around Reno know that the real threat to their safety and to their property and homes is not drought but rather an earthquake.

When a person looks at the USGS fault map of Nevada, they will see that the entire Reno area is scared by faults; all of which have the potential to wreak havoc with little to no warning.  And over the past decade there have been multiple earthquakes in and around Reno ranging in magnitude from 1 to 6 on the Richter scale which has led many to ask the question “when is the big one coming?”

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